VyaPay built its own processor and underwrites risk in‑house, so the team that approves you is the team that keeps you live. Gateway, processing, payouts and chargeback defense on one stack, for merchants, platforms and the builders behind them.
VyaPay provides fully embedded and on‑demand payment solutions. We help businesses of all sizes navigate the intricate world of payments with ease and confidence, with a suite that simplifies payment operations and amplifies security and efficiency.
Ready to meet with you and discuss how we can solve your greatest payment challenges. You talk to the team that runs the processor, not a ticket queue.
Our high-performance payment solution is easy to set up and fully scalable to manage future growth, from your first transaction to your millionth.
Our gateway, API and integrated offerings will transform your payment opportunities, whether that's a checkout, an ERP or an entire platform of sub-merchants.
We deliver digital solutions that accelerate your journey toward an enhanced bottom line, built by people who have spent their careers in payments.
Most payment providers resell someone else's rails. Every layer between you and your money is another company with its own risk appetite, its own rules and its own off switch, and you've never met any of them. VyaPay runs the gateway, the processing and the underwriting on one stack.
1 company between you and the card networks.
Accept, tokenize, process, defend and reconcile, with products built to work together from day one.
One gateway for every way your customers pay. Card-present and card-not-present, ACH and eCheck, Level II and III data, all through a direct API your developers can build on in a day.
Card data never touches your servers.
Sub-merchant boarding, funding and reporting, handled for you.
Offer payments under your own brand and share in the revenue, without building a payment facilitator.
Automated dispute response and purchase-inquiry data sharing, so more disputes stop before they become chargebacks.
Payments inside the ERP and commerce systems you already run: posted, reconciled and out of your team's way.
Online, at the counter, over the phone, by text or by invoice, all on the same stack with the same reporting.
A direct API, tokenization that keeps card data off your servers, and one integration that covers card, ACH and eCheck.
curl https://api.vyapay.com/v1/payments \ -H "Authorization: Bearer $KEY" \ -H "Idempotency-Key: ord-10482" \ -d amount=8640 \ -d currency=usd \ -d source=tok_v1_7Qm2x9Fa \ -d capture=true \ -d description="Order #10482"
const vyapay = require('vyapay')( process.env.VYAPAY_KEY); const pay = await vyapay.payments .create({ amount: 8640, currency: 'usd', source: 'tok_v1_7Qm2x9Fa', });
import os, vyapay client = vyapay.Client( os.environ["VYAPAY_KEY"]) pay = client.payments.create( amount=8640, currency="usd", source="tok_v1_7Qm2x9Fa", capture=True, )
{
"id": "pay_3Kx9vQ2m",
"status": "approved",
"amount": 8640,
"card": { "last4": "4821" }
}
Whether you're writing the code, selling the solution or running the business, there's a VyaPay program built for you.
Code your system to our payment gateway through our API in less than a day.
See the APIHave an ERP, SaaS or CRM in need of a truly client-centric payments solution?
Embed paymentsInterested in creating enhanced lifetime value for your growing client base?
Partner with usTired of “one size fits all” solutions that don’t have your needs in mind?
Take paymentsDeliver Payments for a New Age to your merchants and earn residuals on a stack that keeps them live.
Become an agentTell us what you're building. We'll show you exactly how it runs on VyaPay, usually in one call.